Definition: The term "elderly car insurance" refers to a policy that offers coverage for older drivers who are at least 60 years old, as defined by their state's licensing agency or the Department of Transportation (DOT). This coverage can include a range of benefits such as reduced premiums, automatic renewal options, and protection against claims made on their behalf if they are involved in an accident. Additionally, elderly car insurance policies may also offer special discounts or incentives for those who meet specific age requirements. The word "elderly" is defined as someone over the age of 65, while the term "car" refers to a vehicle used for transportation or other purposes. Therefore, if you are aged 60 and driving an elderly car policy, it means that your driver will be covered under this type of coverage.